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i do not view this economic down turn as a crisis at all, in fact i think of it as a breath of fresh air. for years i have felt that some people have putting an emphasis on materialism. A slow down would do some folks good. my husband and i both recently seperated from the military, so to us community isnt something we've had much of considering we're never in one location for more than a couple of years. we try to teach our kids less is more. it might be nice to have more new "stuff" in our lives, but at the end of the day that stuff wont create genuine joy and fulfillment. it's all in how you look at it really, it may not be an easy adjustment for all but nothing worth while is easy.