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My impoverished artist's life has kept me on the strait and narrow all my days so there's no effect on me of the economic downturn. I always pay with cash and if I can't, I do without. I know that if the consumer economy depended on me, we'd really be in trouble but my thrift is self-protection. I've learned to really paddle my canoe and actually feel well off. As I see, better off than many. I feel thankful, bless my default wisdom.