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Thank you Mr. Droff for sharing your thoughts. I particularly enjoyed hearing about your wish for economic wisdom. The fact that there really isn't anyone out there who can definitively tell us what to do, might be very unsettling for those of us who are suffering as a result of loss of jobs or savings. Yet, I also wonder, as you mentioned in your comparison to handling illness, whether the present crisis doesn't precisely do what crises are meant to do. And, that is to pass the main burden of responsibility for decision-making back upon our own shoulders. Have we not spent enough time seeking advice from others instead of learning to live with the consequences of our own making?